Credit rating is one of the main criteria for the sanction of a loan. Persons with bad credit score face a lot of problems in availing financial assistance. But in adverse conditions also needs can't be neglected. If you are also going through such tough times then the solution is here in form of instant bad credit loans. These loans are designed basically to cater the urgent needs of people having bad credit. With these loans you can avail enough cash to liquidate your outstanding bills, holiday expenses etc.
What makes instant bad credit loans most lucrative is its sanction time. The loan amount gets transferred to your account well within 24 hours. The upper bound may extend up to 2 to 3 days depending upon the volume of loan but whatever be the loan amount these loans take virtually no time in approval. These loans can be availed from online lenders too if you don't have enough time to negotiate.
These loans are available in two categories: secured and unsecured. Secured version is for those who wish to pledge their property against the loan while unsecured type is free from obligations. Since the risk factor in the secured form of these loans is negligible, they are available at fairly low interest rates compared to unsecured ones. These loans are basically small loans so a person can expect a loan amount of £100 to £1000. The upper limit can go up to the mark of £1500 if the lender is quite convinced about the repayment. The repayment period of instant bad credit loans is 14 to 28 days and in case one wishes to extend the repayment period it can be done by giving some extra fee.
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